Search results for: foreclosing-the-future

Foreclosing the Future

Author : Bruce Rich
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World Bank President Jim Yong Kim has vowed that his institution will fight poverty and climate change, a claim that World Bank presidents have made for two decades. But if worldwide protests and reams of damning internal reports are any indication, too often it does just the opposite. By funding development projects and programs that warm the planet and destroy critical natural resources on which the poor depend, the Bank has been hurting the very people it claims to serve. What explains this blatant contradiction? If anyone has the answer, it is arguably Bruce Rich—a lawyer and expert in public international finance who has for the last three decades studied the Bank’s institutional contortions, the real-world consequences of its lending, and the politics of the global environmental crisis. What emerges from the bureaucratic dust is a disturbing and gripping story of corruption, larger-than-life personalities, perverse incentives, and institutional amnesia. The World Bank is the Vatican of development finance, and its dysfunction plays out as a reflection of the political hypocrisies and failures of governance of its 188 member countries. Foreclosing the Future shows how the Bank’s failure to address the challenges of the 21st Century has implications for everyone in an increasingly interdependent world. Rich depicts how the World Bank is a microcosm of global political and economic trends—powerful forces that threaten both environmental and social ruin. Rich shows how the Bank has reinforced these forces, undercutting the most idealistic attempts at alleviating poverty and sustaining the environment, and damaging the lives of millions. Readers will see global politics on an increasingly crowded planet as they never have before—and come to understand the changes necessary if the World Bank is ever to achieve its mission.

Tense Future

Author : Paul K. Saint-Amour
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We know that trauma can leave syndromes in its wake. But can the anticipation of violence be a form of violence as well? Tense Future argues that it can-that twentieth-century war technologies and practices, particularly the aerial bombing of population centers, introduced non-combatants to a coercive and traumatizing expectation. During wartime, civilians braced for the next raid; during peacetime they braced for the next war. The pre-traumatic stress they experienced permeates the century's public debates and cultural works. In a series of groundbreaking readings, Saint-Amour illustrates how air war prophets theorized the wounding power of anticipation, how archive theory changed course in war's shadow, and how speculative fiction conjured visions of a civilizational collapse that would end literacy itself. And in this book's central chapters, he shows us how Ford Madox Ford, Robert Musil, James Joyce, Virginia Woolf, and other interwar modernist writers faced the memory of one war and the prospect of another, some by pitting their fictions' encyclopedic scale and formal turbulence against total war, others by conceding war's inevitability while refusing to long for a politically regressive peace. Total war: a conflict that exempts no one, disregarding any difference between soldier and civilian. Tense Future forever alters our understanding of the concept of total war by tracing its emergence during the First World War, its incubation in air power theory between the wars, and above all its profound partiality. For total war, during most of the twentieth century, meant conflict between imperial nation states; it did not include the violence those states routinely visited on colonial subjects during peacetime. Tacking back and forth between metropole and colony, between world war and police action, Saint-Amour describes the interwar refashioning of a world system of violence-production, one that remains largely intact in our own moment of perpetual interwar.

Environmental Science

Author : Daniel D. Chiras
File Size : 86.14 MB
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Completely updated, the seventh edition of 'Environmental Science' enlightens students on the fundamental causes of the current environmental crisis and offers ideas on how we, as a global community, can create a sustainable future.

Places of Learning

Author : Elizabeth Ellsworth
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This book takes a close look at places of learning located outside of schools, yet deeply concerned with the experience of the learning self. It explores what it might mean to think of pedagogy not in relation to knowledge as a "thing made," but to knowledge in the making.

Everything you ever wanted to know to stop foreclosure but were afraid to ask

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European Competition Law

Author : Lennart Ritter
File Size : 60.72 MB
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No branch of European law has been as subject to expansion and change as competition law. Between the enormous forces of globalisation, technology, and EU enlargement, the Commission and national competition authorities have been compelled to keep rethinking their practices and procedures and issuing new regulations. Now, in the wake of its highly acclaimed predecessors, the new Third Edition of European Competition Law offers the practitioner everything required to act in accordance with the latest developments in the field. Along with the thorough guide to continuing practice that its readers have come to expect, European Competition Law in its Third Edition fully covers such areas as the following: the Commission's new assessment of distribution practices and vertical restraints, in particular the block exemptions granted by Regulations 2790/1999 and 1400/2002; procedure before national competition authorities and national courts for enforcement of European rules under Regulation 1/2003; the new Merger Control Regulation in force as of 1 May 2004; the new Transfer of Technology Regulation; and, the increased fines for hard-core cartel practices or abuse of dominant market position. The Third Edition is remarkable in that it actually previews the substantive and procedural rules that will be coming into effect during 2004 and subsequent years. And, like prior editions, the work has no peer in its coverage of past administrative practice and the case law of the Court of Justice. All in all, European Competition Law, Third Edition, will be of immeasurable value to practitioners who need to keep informed about how EC competition laws are applied, so they can continue to render practical, meaningful advice to firms whose agreements, transactions and conduct in the marketplace are governed by competition rules.

The Control of Resources

Author : Frank Ramsey Professor of Economics Partha Dasgupta
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Common property, externalities and the destribution of income; Goals, constraints and accounting prices; Environmental control under uncertainty; Dimensions of welfare; Fisheries and aquifers: the stationary case; Fisheries and aquifers: the transient phase; The economics of pollution control; Forest and trees; Uncertainty, irreversibility and options values.

Mortgage Foreclosures

Author : A. Nicole Clowers
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Statement of A. Nicole Clowers, Acting Dir., Financial Markets and Community Investment, GAO, discussing GAO's work on mortgage servicing issues. With record numbers of borrowers in default and delinquent on their loans, mortgage servicers -- entities that manage home mortgage loans -- are initiating large numbers of foreclosures throughout the country. As of Dec. 2010, an estimated 4.6% of the about 50 million first-lien mortgages outstanding were in foreclosure -- an increase of more than 370% since the first quarter of 2006. Beginning in Sept. 2010, several servicers announced that they were halting or reviewing their foreclosure proceedings throughout the country after allegations that the documents accompanying judicial foreclosures may have been inappropriately signed or notarized. The servicers subsequently resumed some foreclosure actions after reviewing their processes and procedures. However, following these allegations, some homeowners challenged the validity of foreclosure proceedings against them. Questions about whether documents for loans that were sold and packaged into mortgage-backed securities were properly handled prompted additional challenges. This statement focuses on (1) the extent to which federal laws address mortgage servicers' foreclosure procedures and federal agencies' authority to oversee servicers' activities and the extent of past oversight; (2) federal agencies' current oversight activities and future oversight plans; and (3) the potential impact of foreclosure documentation issues on homeowners, servicers, regulators, and investors in mortgage-backed securities. Table. This is a print on demand report.

Real Options and Investment Under Uncertainty

Author : Eduardo S. Schwartz
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Topics covered include the reasons for the under-investment problem and conceptual frameworks for viewing productive investment opportunities as real options; useful valuation building blocks; the quantifying of various types of real options separately and in combination; and strategic aspects of investment under uncertainty.

Addressing the Impact of the Foreclosure Crisis Federal Reserve Mortgage Outreach and Research Efforts

Author :
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State Route 22 West Orange County Connection

Author :
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A National Plan for Energy Research Development Demonstration

Author : United States. Energy Research and Development Administration
File Size : 47.93 MB
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Estuarine Pollution Control and Assessment

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File Size : 80.51 MB
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Report to Congress on the Root Causes of the Foreclosure Crisis

Author : Christopher E. Herbert
File Size : 62.2 MB
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Analyzes data and trends in the residential housing market and reviews the academic lit. and industry press on the root causes of the current foreclosure crisis (FC). Provides a review of policy responses and recommended actions to mitigate the FC and help prevent similar crises from occurring in the future. Contents: (1) Trends in Delinquencies and Foreclosures: Regional Trends in Foreclosures; (2) Lit. Review: General Lit. on Causes of Foreclosures and Delinquencies; Lit. Assessing Causes of the Current FC; Factors Enabling Expanded Risky Lending; (3) Policy Responses to the FC: Efforts To Address Rising Foreclosures; Efforts To Reduce the Risk of High Rates of Mortgage Foreclosures in the Future; Mortgage Market Reform. Illus.

Proximity Levinas Blanchot Bataille and Communication

Author : Joseph Libertson
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The problematic reality of an alterity implicit in the concept of communication has been a consistent attestation in formal discourse. The rapport of thought to this alterity has been consistently described as a radical inadequation. By virtue of the communicational economy which produces discontinuity and relation, illumination and the possibility of consciousness, an opacity haunts the famili arity of comprehension. Consciousness' spontaneity is limited by the difference or discontinuity of the exterior thing, of the exterior subject or intersubjective other, and of the generality of existence in its excess over comprehension's closure. An element implicit in difference or discontinuity escapes the power of comprehension, and even the possibility of manifestation. Within the system of tendencies and predications which characterizes formal discourse, however, this escape of alterity is most often understood as an escape which proceeds from its own substantiality: the unknowable in-itself of things, of subjects, and of generality. Alterity escapes the power of comprehension, on the basis of its power to escape this power. That which escapes the effectivity of consciousness, escapes on the basis of its own effectivity. For this reason, the rapport of inadequation described by the escape may function in formal discourse as a correlation. The inadequation of comprehension and exteriority may function as the vicissitude of a larger adequation. The latent principles of this adequation are power and totalization.

ERDA

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File Size : 63.3 MB
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The Foreclosure Workbook

Author : Carla Douglin
File Size : 89.44 MB
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America's #1 Do-It-Yourself Foreclosure Prevention Resource! Across the nation, foreclosures are on the rise due to designer mortgages, rising debt ratios, & depressed housing markets. Most homeowners have no idea where to find basic, credible, & instructional information about the foreclosure process, or what to do when facing the time crunch before an auction. The Foreclosure Workbook is a revolutionary system that provides an unprecedented approach to foreclosure avoidance, protection, & survival. This workbook presents a proven step-by-step process that guides the homeowner through the hurdles of foreclosure, & presents critical information about state procedures, foreclosure protection legislation, con artists, options, & much more! This is the one-stop resource that homeowners need with easy to understand facts & processes for how to maneuver through the onslaught of mail they receive, fight off foreclosure scams, & organize & prepare a plan for saving their home & credit.

Hiroshima After Iraq

Author : Rosalyn Deutsche
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Many on the left lament an apathy or amnesia toward recent acts of war. Particularly during the George W. Bush administration's invasion of Iraq, opposition to war seemed to lack the heat and potency of the 1960s and 1970s, giving the impression that passionate dissent was all but dead. Through an analysis of three politically engaged works of art, Rosalyn Deutsche argues against this melancholic attitude, confirming the power of contemporary art to criticize subjectivity as well as war. Deutsche selects three videos centered on the deployment of the atomic bomb: Krzysztof Wodiczko's Hiroshima Projection (1999), made after the first Gulf War; Silvia Kolbowski's After Hiroshima mon amour (2005-2008); and Leslie Thornton's Let Me Count the Ways (2004-2008), which followed the U.S. invasion of Iraq. Each of these works confronts the ethical task of addressing historical disaster, and each explores the intersection of past and present wars. These artworks profoundly contribute to the discourse of war resistance, illuminating the complex dynamics of viewing and interpretation. Deutsche employs feminist and psychoanalytic approaches in her study, questioning both the role of totalizing images in the production of warlike subjects and the fantasies that perpetuate, especially among the left, traditional notions of political dissent. She ultimately reveals the passive collusion between leftist critique and dominant discourse in which personal dimensions of war are denied.

Foreclosure Nation

Author : Shari B. Olefson
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The family residence is the backbone of the American economy, the most valuable and enduring asset for those who have achieved a financial foothold. Yet today record numbers of households confront foreclosure. In the next year it is estimated that over two million Americans will lose their homes and almost two billion dollars of wealth will disappear in the process. How did the traditional "American Dream" morph into a nightmare for so many? Real estate attorney and educator Shari B. Olefson, a recognized expert in the current mortgage crisis and its effects on homeowners, explains how America slipped to the edge of this dangerous stagnation-recession precipice. In plain language that is easily understandable to the average person, she clarifies legal and financial terminology and describes how our country’s mortgage system really works. Utilizing real-life lender and borrower interviews, she exposes its intrinsic flaws and often discriminatory practices, from the mortgage application process to the securitization of bundled mortgages by large investment firms. She also provides evidence to show the government’s and Wall Street’s roles in both causing and solving the problem. Above all, Olefson offers expert tips, tools, and resources to help you: • Choose a mortgage professional and understand what’s motivating him or her • Decide what mortgage product fits best and when to refinance • Get the best fees, interest rate, and service • Create your own solutions for navigating the credit crunch • Know what to do when you can’t afford your mortgage • Protect your home if you are at risk of foreclosure • Understand how to proceed if you are already in foreclosure • Capitalize on emerging opportunities and avoid the scams and mortgage fraud • Prepare for coming changes Foreclosure Nation demystifies the real estate bubble and the subprime mortgage crises that followed. With bold, clear visuals like inventory, absorption, and price trend graphs, Olefson pinpoints exactly when and why experts are predicting a recovery. She also cites statistics that strongly suggest the number of foreclosures will surge in the fall of 2008 and again in 2009, with increased reverberations felt throughout the US and global economies. Foreclosure Nation will prove indispensable to explaining what is happening and guiding readers through. Whether you are planning on buying your first home, struggling to meet your current mortgage payments, facing foreclosure, or wondering how your investments will be affected, this comprehensive book will assuage the fear of the unknown, empowering you to make wise choices and protect your most valuable assets.

A Temporary Future The Fiction of David Mitchell

Author : Patrick O'Donnell
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Having emerged as one the leading contemporary British writers, David Mitchell is rapidly taking his place amongst British novelists with the gravitas of an Ishiguro or a McEwan. Written for a wide constituency of readers of contemporary literature, A Temporary Future: The Fiction of David Mitchell explores Mitchell's main concerns-including those of identity, history, language, imperialism, childhood, the environment, and ethnicity-across the six novels published so far, as well as his protean ability to write in multiple and diverse genres. It places Mitchell in the tradition of Murakami, Sebald, and Rushdie-writers whose works explore narrative in an age of globalization and cosmopolitanism. Patrick O'Donnell traces the through-lines of Mitchell's work from ghostwritten to The Bone Clocks and, with a chapter on each of the six novels, charts the evolution of Mitchell's fictional project.